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Substandard/Impaired Risk Life Insurance>>Quote Request>

 

 

 

 

 

Substandard Life/Impaired Risk Insurance Quote Request

The quote you have requested requires that you complete the following survey as completely and accurately as possible.  Once submitted the information will be e-mailed to our office(s) and we will expedite your request.  This information will be kept confidential and will be used for quote purposes only.  We look forward to serving you.

 NOTE: If you are interested in a second-to-die quote then you must complete this entire form again for the proposed second insured.

 

Contact Information

Name:

Address:


City:

 State:   Zip:

Phone:

Work:

Home: 
   

 Fax: 

Email Address:

 

Quote Information

Date of Birth:

mm/dd/yyyy

Gender:

Male   Female

Have you used tobacco?:

No   Yes

If 'Yes', specify type, date of last use

Type:

Date: mm/yyyy

Cigarette

Cigar

Pipe

Chewing Tobacco

 

Height & Weight:

(ex: 5' 8")
(ex: 150 lbs)

Are you a private pilot?:

No   Yes

If 'Yes' complete Aviation Section in the
Additional Categories list below.

Amount Needed:

Policy Type:

Term
Permanent
Second-to-Die

Desired Premium Range:

 

General Medical

Describe your Health / Medical impairment or Special risk:

Date Diagnosed:

Medications (Include Dosage):

Cholesterol:

 Ratio:

Blood Pressure:

Types and dates of surgery or hospital treatments:

Family History ("Father", "Mother", "Siblings") Give Reasons for any Deaths prior to age 60:

Since diagnosis, list any lifestyle changes: (Exercise Program, Stopped Smoking, etc.):

 

Select and complete the additional categories that apply then
SUBMIT REQUEST for processing.  If none of the categories below apply to your situation then click SUBMIT REQUEST now.

 

 

Alcoholism/Drug Abuse

Alcohol:

How long since you last consumed alcohol?:

Are you a member of AA or a similar organization? (Give Details; Dates, How Often do you Attend Meetings):

Current Family Situation:

Current Occupational Situation:

Has blood profile (including liver function tests, and "Alcohol Marker") been performed by a Physician within last 12 months?:

No   Yes

If 'Yes' Describe Results:

Drug Abuse:

Name of Drug Used:

Date of Last Use:

Current Family Situation:

Current Occupational Situation:

 

   

Aviation

Total flight hours logged:

Make of aircraft flown:

Type of certification:

Year issued:

Do you have an instrument flight rating (IFR)?:

No   Yes

Hours flown in the last 12 months:

Estimated hours for the next 12 months:

Personal use:

%

Business use:

%

Type of business use:

Military Info:

Do you fly military aircraft?:

No   Yes

If 'Yes' Type of Aircraft:

Estimated hours per year:

Purpose and frequency of military travel:

 

  

Build

Highest weight ever:

Highest weight in the last 10 years:

Approximate weight of immediate family members (mother, father, siblings):

Has an immediate relative (Mother, Father, Siblings) died prior to age 60 of Heart Disease, Diabetes, or Cancer?:

No   Yes

If 'yes' explain:

Amount of weight loss (if any) in the last 12 months:

Have you had an EKG or any other Cardiac related testing performed in the last 5 years?:

No   Yes

If 'yes', type of test performed, and when:



Where there any noted abnormalities?
No   Yes

If 'yes', explain:

What efforts are being made to control your weight? (exercise, diet, meds, etc...):

 

   

Cancer

Date cancer diagnosed:

Type (e.g. adenocarcinoma, melanoma, ect...):

Location (e.g. prostate, liver ect...):

Stage, Grade or Clark's level:

Any Chemotherapy or Radiation treatment?

No   Yes

If 'yes', date of last treatment and total number of treatments:

Any Other Treatments?

No   Yes

If 'yes', provide detail:

Any Mestastasis? (spreading to other parts of the body)

No   Yes

If 'yes', provide detail:

Any Lymph Node Involvement?

No   Yes

If 'yes', provide detail:

Any Recurrences or Relapses?

No   Yes

If 'yes', date of last treatment and total number of treatments:

Any Family History of Cancer?

No   Yes

If 'yes', date of last treatment and total number of treatments:

If Prostate Cancer, Provide Results and Dates of Most Recent PSA Readings:

 

 

Cardiovascular Impairments

Date of diagnosis:

Type of impairment (Heart Attack, Bypass, Angioplasty, Heart Murmur, etc...):

Type of surgery or treatment (if Bypass, # of vessels involved):

Is there any history of chest pain? (include dates):

Current medications? (include dosages):

What tests were performed? (Treadmill, EKG, Echocardiogram, etc...):

What were the results?:

Please give details regarding:
1)blood pressure
2) cholesterol
3) build
4) family history
5) diabetes:

Describe any lifestyle changes made since the Cardiac event: (exercise, diet, etc...)

Family History (Give "Reasons" for any deaths prior to age 65: include father, mother, siblings):

 

  

Chronic Pulmonary (Lung) Disease

Type of lung disease: (Asthma, Emphysema, COPD, etc...):

Date of diagnosis::

Have you ever been hospitalized for this condition (details):

No   Yes

If 'Yes', explain:

List current medications:

Has a Pulmonary function test been performed?:

No   Yes

Dates and results of PFT test:

Has a chest X-ray been performed?:

No   Yes

If 'Yes', explain:

Do you have any restrictions on day-to-day activities?:

No   Yes

If 'Yes', give details:

How is the impairment treated? (medication, breathing machine, etc...):

 

 

Depression/Anxiety Disorder

Diagnosis:

Date of diagnosis:

Type of treatment:

Date of last treatment:

Current medication(s):

Any other medical history:

Any suicidal attempts/thoughts?:

No   Yes

If 'Yes', how often:

Date of last incident:

Duration that you have been under effective control:

Current family/occupational situation:

 

   

Diabetes

Date of diagnosis:

Age at diagnosis:

Type and amount of medication/diet:

Any problems with your eyes, circulation, diabetic coma, protein in urine, etc...?:

No   Yes

If 'Yes', date and nature of problem/treatment and outcome:

Do you check your blood / urine on a regular basis?:

No   Yes

If 'Yes', how often?:

If 'Yes', what are the results?:

Date and result of last fasting Glucose test:

Do you see a doctor regularly?:

No   Yes

If 'Yes', what are the results of the doctor's blood work:

Date and result of last Hemoglobin "A1C" test:

Have you had an EKG performed in the last 5 years?:

No   Yes

If 'Yes', where there any abnormalities detected?:
No   Yes

If 'Yes', explain:

 

  

Elevated Liver Functions/Enzymes

Date of last blood test:

Results of GGTP (normal 2-65):

Results of SGOT (normal 2-45):

Results of SGPT (normal 2-50):

Have these results been increasing, decreasing, stable or fluctuating?:

Do you currently drink alcohol?:

No   Yes

If 'Yes', frequency and quantity of use:

Have you been diagnosed or tested for Hepatitis?:

No   Yes

If 'Yes', describe results (+ or -):

Have you ever had a Liver Biopsy performed?:

No   Yes

(Answer only, in severe cases of Liver Enzyme elevations,
or if there is a history of Hepatitis )

If 'Yes', give date and describe results:

Are you currently taking any medications?:

No   Yes

If 'Yes', give details:

 

  

Financial Justification

Amount of business insurance on other individuals:

If insurance is for business purposes, what is the percentage of proposed insured ownership?:

%

Explain details of the sale, and any special circumstances of the case:

Are you replacing another policy?:

No   Yes

If 'Yes', present carrier:

If 'Yes', include a 5-year replacement history on the case:

 

 

Hazardous Activities

Skin/Scuba Diving:

How deep do you dive?:

Number of dives in the last 12 months:

Number of expected dives in the next 12 months

List all your certifications:

Where do you dive? (include oceans, lakes, etc.):

Sky Diving:

Jump altitude?:

Number of jumps in the last 12 months:

Number of expected jumps in the next 12 months

List and describe any certifications:

Racing Cars, Boats, and Motorcycles:

Type of vehicle and top speed:

If racing, what type of event?:

If racing, what type of fuel is used?:

Classification of vehicle and type of track:

If race is sanctioned by an association please explain:

Other:

Type of activity:

How often do you participate in this activity?:

How long have you participated in this activity?:

 

 

Hypertension

Please give previous high readings and dates of readings:

Current blood pressure reading:

Current medications and how long you've been taking them.:

Have you ever experienced chest pains?:

No   Yes

If 'Yes', date of first occurrence:

If 'Yes', date of last occurrence:

Have you had an EKG or any other Cardiac related testing performed in the last 5 years?:

No   Yes

If 'Yes', type of test(s) performed and when?:

Where there any noted abnormalities?
No   Yes

If 'Yes', explain: