|
2008 Medicare Election Periods
Election Periods and 2008 Effective Dates
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Coverage Period
|
When
|
Effective Date
|
Who
|
|
Initial Coverage Period (ICP)
|
3 months before, month of 65th birthday,
and 3 months after entitled to Part A and B
|
1st day
of month entitlement to Part A and Part B
|
T-65’s
|
|
Annual Coordinated Election
Period (AEP)
|
2008 AEP is
November 15th 2008
through December 31st
2008
|
January 1st, 2009
|
All Medicare Eligibles
|
|
Open Election Period (OEP)
|
ENDS MARCH 31,
2008 for Medicare Advantage
|
1st day
of month after plan’s receipt of completed enrollment form.
|
Individuals are allowed one
additional change
|
|
Special Election Period (SEP)
|
Beneficiary
moves, plan termination, etc.
|
Determined by CMS
|
Depends on the
situation
|
|
Lock-in Period After March 31, 2008
|
|
Annual Enrollment Periods
(AEP)
|
During AEP:
Beneficiaries Can Switch from the
following
|
Changing To
|
|
MA-PD Combo
|
PFFS-PD
Combo
|
Original
Medicare & Stand Alone PDP
|
MA Only
|
PFFS Only
|
Original
Medicare
|
|
Currently Have
|
MA-PD Combo
|
Y
|
Y
|
Y
|
Y
|
Y
|
Y
|
|
PFFS-PD
Combo
|
Y
|
Y
|
Y
|
Y
|
Y
|
Y
|
|
Original
Medicare & Stand Alone PDP
|
Y
|
Y
|
Y
|
Y
|
Y
|
Y
|
|
MA Only
|
Y
|
Y
|
Y
|
Y
|
Y
|
Y
|
|
PFFS Only
|
Y
|
Y
|
Y
|
Y
|
Y
|
Y
|
|
Original
Medicare
|
Y
|
Y
|
Y
|
Y
|
Y
|
Y
|
Open Enrollment Periods (OEP)
|
During OEP:
Beneficiaries Can Switch from the
following
|
Changing To
|
|
MA-PD Combo
|
PFFS-PD
Combo
|
Original
Medicare & Stand Alone PDP
|
MA Only
|
PFFS Only
|
Original
Medicare
|
|
Currently Have
|
MA-PD Combo
|
Y
|
Y
|
Y
|
N
|
N
|
N
|
|
PFFS-PD
Combo
|
Y
|
Y
|
Y
|
N
|
N
|
N
|
|
Original
Medicare & Stand Alone PDP
|
Y
|
Y
|
N
|
N
|
N
|
N
|
|
MA Only
|
N
|
N
|
N
|
Y
|
Y
|
Y
|
|
PFFS Only
|
N
|
N
|
N
|
Y
|
Y
|
Y
|
|
Original
Medicare
|
N
|
N
|
N
|
Y
|
Y
|
Y
|
Medicare Advantage Lock In = After March 31, 2008 members are locked into their selected plan
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