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Senior Health>>Medicare Insurance>

2008 Medicare Election Periods>>

 

 

 

 

 

 

 

 

 

 

 

 

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2008 Medicare Election Periods

 

 

 

Election Periods and 2008 Effective Dates

Coverage Period
When
Effective Date
Who
Initial Coverage Period (ICP)
3 months before, month of 65th birthday, and 3 months after entitled to Part A and B
1st day of month entitlement to Part A and Part B
T-65’s
Annual Coordinated Election Period (AEP)
2008 AEP is November 15th 2008 through December 31st  2008
 
January 1st, 2009
 
All Medicare Eligibles
Open Election Period (OEP)
ENDS MARCH 31, 2008 for Medicare Advantage
 
1st day of month after plan’s receipt of completed enrollment form.
Individuals are allowed one additional change
Special Election Period (SEP)
Beneficiary moves, plan termination, etc.
Determined by CMS
Depends on the situation
 
Lock-in Period After March 31, 2008

 

 

 

 

 

Annual Enrollment Periods (AEP)

During AEP:
Beneficiaries Can Switch from the following
Changing To
MA-PD Combo
PFFS-PD Combo
Original Medicare & Stand Alone PDP
MA Only
PFFS Only
Original Medicare
Currently Have
MA-PD Combo
Y
Y
Y
Y
Y
Y
PFFS-PD Combo
Y
Y
Y
Y
Y
Y
Original Medicare & Stand Alone PDP
Y
Y
Y
Y
Y
Y
MA Only
Y
Y
Y
Y
Y
Y
PFFS Only
Y
Y
Y
Y
Y
Y
Original Medicare
Y
Y
Y
Y
Y
Y

Open Enrollment Periods (OEP)

During OEP:
Beneficiaries Can Switch from the following
Changing To
MA-PD Combo
PFFS-PD Combo
Original Medicare & Stand Alone PDP
MA Only
PFFS Only
Original Medicare
Currently Have
MA-PD Combo
Y
Y
Y
N
N
N
PFFS-PD Combo
Y
Y
Y
N
N
N
Original Medicare & Stand Alone PDP
Y
Y
N
N
N
N
MA Only
N
N
N
Y
Y
Y
PFFS Only
N
N
N
Y
Y
Y
Original Medicare
N
N
N
Y
Y
Y

Medicare Advantage Lock In = After March 31, 2008 members are locked into their selected plan

 

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