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Your
2009 Monthly Premiums for Medicare

Part A (Hospital Insurance) Monthly
Premium
Most people don’t pay a Part A premium
because they paid Medicare
taxes while working. You pay up to $443 each
month if you don’t get premium-free
Part A.*
Part B (Medical Insurance) Monthly
Premium
You also pay the Part B premium (and Part A
if you don’t get it premium-free), or an amount for your Part D coverage
is added to your Part C premium.
|
If Your Yearly Income
is |
You pay |
|
File Individual Tax
Return |
File Joint Tax Return |
|
|
$82,000 or below |
$164,000 or below |
$96.40* |
|
$82,001-$102,000 |
$164,001-$204,000 |
$122.20* |
|
$102,001-$153,000 |
$204,001-$306,000 |
$160.90* |
|
$153,001-$205,000 |
$306,001-$410,000 |
$199.70* |
|
Above $205,000 |
Above $410,000 |
$238.40* |
Part C (Medicare
Advantage Plan) Monthly Premium
Call our office for Actual plan premiums.
You also pay the Part B premium* (and Part A if you don’t get it
premium-free). An extra premium may be charged for extra benefits.
Part D (Medicare
Prescription Drug Plan) Monthly
Premium
*If you pay a late-enrollment
penalty,
this amount is higher.
What you pay for the
Original Medicare Plan in 2009
Part
A Costs for Covered Services and Items
|
Blood |
You pay
all costs
for the first 3 pints of blood you get as an inpatient, then 20%
of the
Medicare-approved amount
for additional pints
of blood (unless you or someone else donate to replace what’s
used). |
|
Home Health Care |
You pay:
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|
Hospice |
You pay:
a
copayment
of up to $5 per
prescription for outpatient Care prescription drugs and
5% of the Medicare-approved amount for inpatient respite care
(short-term care given by another caregiver, so the usual
caregiver can rest). You may have to pay room and board if you
get hospice care in a facility other than for short-term general
inpatient care or respite care. |
|
Hospital Stay
 |
You pay:
-
$1,068 deductible and no
coinsurance for days 1–60 each
benefit period
-
$267 per day for days 61–90 each benefit period
-
$534 per “lifetime reserve day”
after day 90 each benefit
period (up to 60
days over your lifetime)
|
|
Skilled Nursing
Facility  |
You pay:
-
$0
for the first 20 days each benefit period
-
$133.50 per day for days 21–100 each benefit period
-
All costs for each day after day 100 in the benefit period
|
|
Note:
All
Medicare Advantage Plans
must cover
these services. Costs vary by plan but may be either higher or
lower than those noted above. Check with your plan. |
Part
B Costs for Covered Services and Items
|
Blood
|
You pay
all costs
for the first three pints of blood you get
as an outpatient,
then 20% of the
Medicare-approved
amount
for additional pints
of blood (unless donated to replace what’s used). |
|
Clinical Laboratory
Services |
You pay
$0 for
Medicare-approved services. |
|
Home Health Services
|
You pay
$0 for
Medicare-approved services. You pay 20% of the Medicare-approved
amount for durable medical
equipment.
|
|
Medical and Other
Services |
You pay
20% of the
Medicare-approved amount for most doctor services, outpatient
therapy*, most preventive
services,
and durable medical equipment. |
|
Mental Health
Services |
You pay
50% for
most outpatient mental health care. |
|
Other Covered
Services |
You pay
copayment
or
coinsurance
amounts. |
|
Outpatient Hospital
Services |
You pay
a
coinsurance or copayment amount that varies by service. |
|
Part B Deductible
|
You pay
the first
$135 yearly for Part B-covered services or items. |
|
Part B
Deductible
*In 2009,
there may be limits on physical therapy, occupational therapy,
and speech-language pathology services. If so, there may be
exceptions to these limits. Note: All
Medicare Advantage Plans
must cover
these services. Costs vary by plan but may be either higher or
lower than those noted above. |
|
Part C (Medicare
Advantage Plan)
Costs for Covered Services and Supplies:
Medicare Advantage Plans must cover all Part A and Part
B-covered services and supplies. Check your plan’s materials for
actual amounts. |
|
Part D (Medicare
Prescription Drug Plan)
Costs for Covered Prescription Drugs:
Call our office for Cost information for the Medicare
Prescription Drug Plans in your area or from the plan. Check
your plan’s materials for actual amounts. |
|
The figures below are
used to determine the Part D late enrollment
penalty.
Part D National Base Beneficiary
Premium
$27.93 -- 1% Penalty
Calculation $.28. |
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